Lauren Sands , MLO-825722

Loan Officer

P. 3603780159

C. 360-298-8817

F. 253-284-4181

260 Spring ST, Unit 5
Friday Harbor, WA, 98250
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Lauren is passionate about helping Washingtonians with home loan financing to buy, build and refinance their homes! As a mortgage loan advisor she knows that buying, building or refinancing a home is one of the biggest financial decisions you’ll make and she works hard to make the process easy and understandable. If she doesn’t have a loan program that can help, she’ll try to refer you to a lender who does. That’s why you can always feel comfortable calling her first in your quest for home loan financing. Lauren got her foothold in the mortgage industry with a top-producing team out of Portland Oregon in 2012 and is currently anchored on San Juan Island with her husband Justin and daughter Finley. A perfect day includes exploring the 400+ San Juan island archipelago on the water, under the sun with family and friends while spotting an Orca Whale, Humpback Whale, sea lion or a star fish. Lauren and her team wish you the best life offers! Home is where the hearth is!


People Are Talking.

5 Stars

Alexandra S.

Lauren went above and beyond! Great communication during and after work hours!!! Always professional and will recommend to all my friends!
2016-08-08T09:41:25-08:00
Lauren went above and beyond! Great communication during and after work hours!!! Always professional and will recommend to all my friends!

Christopher H.

I can say for certain that for as stressful as the mortgage process can be, I don't believe I could have had a better guidance counselor through the process. I was constantly educated, coached and comforted through the good and bad parts of the process. I feel like Lauren went above and beyond her duties and was open to answering questions any time of day. She was also nice enough to meet with me and make the document signing process easy to follow and understand. I am forever grateful for her personalized service and passion for getting me a loan that worked for me. The cookies were also a nice touch!
2019-03-04T10:20:53-08:00
I can say for certain that for as stressful as the mortgage process can be, I don't believe I could have had a better guidance counselor through the process. I was constantly educated, coached and comforted through the good and bad parts of the process. I feel like Lauren went above and beyond her duties and was open to answering questions any time of day. She was also nice enough to meet with me and make the document signing process easy to follow and understand. I am forever grateful for her personalized service and passion for getting me a loan that worked for me. The cookies were also a nice touch!

Samuel R.

Lauren was simply awesome. In 12 years of investing in real estate, she is absolutely the best residential mortgage loan officer I have ever dealt with. She knows the product and offers great advice. Every email is returned in a timely manner. Best of all, she closed on time which is rare. I would definitely like to work with Lauren again.
2016-08-15T09:35:41-08:00
Lauren was simply awesome. In 12 years of investing in real estate, she is absolutely the best residential mortgage loan officer I have ever dealt with. She knows the product and offers great advice. Every email is returned in a timely manner. Best of all, she closed on time which is rare. I would definitely like to work with Lauren again.

Juanita M.

Thank you Lauren for walking with us through this whole refinancing! I must say, you made it a very comfortable and smooth process, creating very little stress on us!!!
2015-12-21T12:12:19-08:00
Thank you Lauren for walking with us through this whole refinancing! I must say, you made it a very comfortable and smooth process, creating very little stress on us!!!

Lauren is amazing!

Lauren Sands has worked quickly and efficiently to help us buy our first home two years ago, and again helped now to refinance the house and help us pay off our car loan through this refinancing, which ended up saving us $400 a month! She is professional, has a great attitude and holds your hand if you need it throughout the whole process! 

Scott B. from Sacramento, CA

5.0
2020-07-01T07:58:42-08:00

Scott B. from Sacramento, CA

Lauren Sands has worked quickly and efficiently to help us buy our first home two years ago, and again helped now to refinance the house and help us pay off our car loan through this refinancing, which ended up saving us $400 a month! She is professional, has a great attitude and holds your hand if you need it throughout the whole process! 

Doug H.

I can't imagine a better experience than the one we had with Lauren and Mortgage Master. Thanks so much for guiding us through the process.
2016-09-06T11:35:53-08:00
I can't imagine a better experience than the one we had with Lauren and Mortgage Master. Thanks so much for guiding us through the process.

Elizabeth H.

While attaining our mortgage, we experienced the usual worries and hurdles that a typical couple might encounter. Throughout the process, our relationship with Lauren Sands was critical in our resilience. She saw us as people, was able to offer support at each step by explaining things and helping us overcome setbacks, and was patient with both us and our real estate agent. The others that worked on underwriting, appraisal, and documents were careful and we felt they had our best interest in mind. It has been almost thirty years since we had purchased a house, and we had only bought a home in the city. The special circumstances that come up when buying in the San Juan Islands, and the way that getting a loan has changed over the last few decades, felt a bit daunting to me. I always felt respected by the folks at Mortgage Master and Lauren's humor went a long way when I was tired of being a strong, responsible buyer.
2016-09-06T11:38:57-08:00
While attaining our mortgage, we experienced the usual worries and hurdles that a typical couple might encounter. Throughout the process, our relationship with Lauren Sands was critical in our resilience. She saw us as people, was able to offer support at each step by explaining things and helping us overcome setbacks, and was patient with both us and our real estate agent. The others that worked on underwriting, appraisal, and documents were careful and we felt they had our best interest in mind. It has been almost thirty years since we had purchased a house, and we had only bought a home in the city. The special circumstances that come up when buying in the San Juan Islands, and the way that getting a loan has changed over the last few decades, felt a bit daunting to me. I always felt respected by the folks at Mortgage Master and Lauren's humor went a long way when I was tired of being a strong, responsible buyer.

Dehlenda – Zillow

Lauren is professional, knowledgeable and a pleasure to work with. She guided us step by step through a refi for our Seattle condo and made the whole process smooth and straightforward. I recommend her unequivocally!
2016-01-26T14:50:29-08:00
Lauren is professional, knowledgeable and a pleasure to work with. She guided us step by step through a refi for our Seattle condo and made the whole process smooth and straightforward. I recommend her unequivocally!

Very Satisfied

Everything went like clockwork and no surprises. 

James C. - Post Close Survey

5.0
2020-08-12T08:58:06-08:00

James C. - Post Close Survey

Everything went like clockwork and no surprises. 

First Home

Lauren helped me purchase a 2 unit property using several streams of income including existing note income from a seller financed property, and rent from the new property! I’m thrilled to have found a home to live in that will also generate passive income and I couldn’t have done it without her help!

Gypsy O. from Friday Harbor, WA

5.0
2020-08-17T12:18:33-08:00

Gypsy O. from Friday Harbor, WA

Lauren helped me purchase a 2 unit property using several streams of income including existing note income from a seller financed property, and rent from the new property! I’m thrilled to have found a home to live in that will also generate passive income and I couldn’t have done it without her help!

First Home

Lauren helped me purchase a 2 unit property using several streams of income including existing note income from a seller financed property, and rent from the new property! I’m thrilled to have found a home to live in that will also generate passive income and I couldn’t have done it without her help!

Gypsy O. from Friday Harbor, WA

5.0
2020-08-28T07:46:36-08:00

Gypsy O. from Friday Harbor, WA

Lauren helped me purchase a 2 unit property using several streams of income including existing note income from a seller financed property, and rent from the new property! I’m thrilled to have found a home to live in that will also generate passive income and I couldn’t have done it without her help!

Kendra M.

I can't say enough about how great it was to work with Lauren. As a small business owner, it was very hard to find financing. While other loan officers simply told us to come back in a few years, Lauren took the time to ask the right questions and did the extra work to get financing for us. Without Lauren - we wouldn't own a home today! And she was professional, friendly and kept us well informed through the entire process. We owe a huge thanks to Lauren!!
2017-07-06T13:47:08-08:00
I can't say enough about how great it was to work with Lauren. As a small business owner, it was very hard to find financing. While other loan officers simply told us to come back in a few years, Lauren took the time to ask the right questions and did the extra work to get financing for us. Without Lauren - we wouldn't own a home today! And she was professional, friendly and kept us well informed through the entire process. We owe a huge thanks to Lauren!!

Kevin M.

Lauren truly made us feel as though we were the most important people on her calendar. Of course, we know we were one of several parties she was helping at the time, but her service was impeccably prompt, thorough, and personal. We heard of Lauren via personal reference, and will pass her name on to others for sure. Thank you, Lauren!
2017-07-06T13:48:05-08:00
Lauren truly made us feel as though we were the most important people on her calendar. Of course, we know we were one of several parties she was helping at the time, but her service was impeccably prompt, thorough, and personal. We heard of Lauren via personal reference, and will pass her name on to others for sure. Thank you, Lauren!

Excellent Experience

Lauren is amazing and makes absolutely sure that the process is as painless as possible. She is extremely attentive to detail and has a vast knowledge of what is needed for a successful closing.

Tammy C. - Post Close Survey

5.0
2020-09-15T13:32:32-08:00

Tammy C. - Post Close Survey

Lauren is amazing and makes absolutely sure that the process is as painless as possible. She is extremely attentive to detail and has a vast knowledge of what is needed for a successful closing.

Scott B.

Lauren is an endless resource of good spirit, positive energy, timely responses, knowledge of her business, and friendliness. Our real estate agent even mentioned how wonderful it was to work with Lauren.
2018-04-26T13:34:38-08:00
Lauren is an endless resource of good spirit, positive energy, timely responses, knowledge of her business, and friendliness. Our real estate agent even mentioned how wonderful it was to work with Lauren.

Excellent Service

Lauren is very professional, she make clear all the information and answer all the questions with detail easy to understand, she is the best.

Bianca B. - Post Close Survey

5.0
2020-09-28T09:03:08-08:00

Bianca B. - Post Close Survey

Lauren is very professional, she make clear all the information and answer all the questions with detail easy to understand, she is the best.

Lauren is the best!

Lauren is a friend and my one and only Loan Officer! She refinanced my old home and when I sold it, helped the buyers with their financing. Most recently she helped me buy my*new* home. It’s always a smooth experience and I highly recommend her!

Tammy C. from Friday Harbor, WA

5.0
2020-10-02T08:42:32-08:00

Tammy C. from Friday Harbor, WA

Lauren is a friend and my one and only Loan Officer! She refinanced my old home and when I sold it, helped the buyers with their financing. Most recently she helped me buy my*new* home. It’s always a smooth experience and I highly recommend her!

Rene B.

A big THANK YOU, Lauren for all you did for all of us! Jake and Molly seem so happy and are claiming the house and property as theirs. We want to take you out to dinner sometime soon! I'm sure this would not have happened without you! You are AWESOME! Thanks again.
2016-02-29T10:35:57-08:00
A big THANK YOU, Lauren for all you did for all of us! Jake and Molly seem so happy and are claiming the house and property as theirs. We want to take you out to dinner sometime soon! I'm sure this would not have happened without you! You are AWESOME! Thanks again.

Tammy C.

Lauren has been wonderful and has been patient and taught me about interest rates as well!
2016-09-15T14:11:57-08:00
Lauren has been wonderful and has been patient and taught me about interest rates as well!

Excellent

From the moment we filled out our initial application for pre approval, Lauren has been on it. She worked weekends and always returned phone calls, texts or emails within minutes.... even when she was on vacation. Lauren truly cares about her clients needs.

Post Close Survey - Anthony C.

5.0
2020-10-20T11:57:12-08:00

Post Close Survey - Anthony C.

From the moment we filled out our initial application for pre approval, Lauren has been on it. She worked weekends and always returned phone calls, texts or emails within minutes.... even when she was on vacation. Lauren truly cares about her clients needs.

Jennifer N.

It was a pleasure to work with Lauren. She is very accommodating and went out of her way to get things done and ensure the process went as smooth as possible.
2016-03-21T09:00:43-08:00
It was a pleasure to work with Lauren. She is very accommodating and went out of her way to get things done and ensure the process went as smooth as possible.

George V.

Our mortgage was anything but routine. Lauren had a solution for every problem that came up throughout the application process. We ended up with a far better mortgage than we thought possible. Couldn't be happier.
2016-09-22T16:10:35-08:00
Our mortgage was anything but routine. Lauren had a solution for every problem that came up throughout the application process. We ended up with a far better mortgage than we thought possible. Couldn't be happier.

Caren P.

Lauren couldn't have made this process any smoother or "friendlier" - from the initial meeting with us (on very short notice), to keeping us informed of the progress, to helping us celebrate when it was all done, to offering to be available afterward to answer any questions. She is terrific.
2017-09-05T09:40:41-08:00
Lauren couldn't have made this process any smoother or "friendlier" - from the initial meeting with us (on very short notice), to keeping us informed of the progress, to helping us celebrate when it was all done, to offering to be available afterward to answer any questions. She is terrific.

Janice E.

This transaction was very complicated and other lenders did not want to touch it but Lauren took it on and got it done.
2017-10-16T10:40:16-08:00
This transaction was very complicated and other lenders did not want to touch it but Lauren took it on and got it done.

Steven C.

At first I felt somewhat uneasy since its a new experience of purchasing a home. But Lauren made me feel totally confident and relaxed, and she soon gained my utmost respect. Lauren made everything so easy for me. It was a total pleasure working with her. What a great professional. She's totally confident in her abilities. Very knowledgeable. I felt very comfortable working with her. She gained my total trust. Thank you Lauren.
2018-06-18T10:19:48-08:00
At first I felt somewhat uneasy since its a new experience of purchasing a home. But Lauren made me feel totally confident and relaxed, and she soon gained my utmost respect. Lauren made everything so easy for me. It was a total pleasure working with her. What a great professional. She's totally confident in her abilities. Very knowledgeable. I felt very comfortable working with her. She gained my total trust. Thank you Lauren.

Tammy C.

Lauren was excellent in every aspect, communication, knowledge and keeping the process smooth. She also went well above and beyond the call of duty signing papers at 9:15 pm!
2016-11-10T12:34:11-08:00
Lauren was excellent in every aspect, communication, knowledge and keeping the process smooth. She also went well above and beyond the call of duty signing papers at 9:15 pm!

AMAZING LENDER!!

Lauren is a dream lender. She and her company at Mortgage Masters moved mountains for us from the application to the close. Lauren is bright and personable and deftly deals with the snags that underwriters impose. She was always there for us, a great communicator, professional and friend. We got the deal done on time in record time. There is no one I would rather work with than Lauren. She made us feel like family. Get your dream home with Lauren today, you’ll never regret it.

Mark K. from Friday Harbor, WA

5.0
2021-12-21T10:07:52-08:00

Mark K. from Friday Harbor, WA

Lauren is a dream lender. She and her company at Mortgage Masters moved mountains for us from the application to the close. Lauren is bright and personable and deftly deals with the snags that underwriters impose. She was always there for us, a great communicator, professional and friend. We got the deal done on time in record time. There is no one I would rather work with than Lauren. She made us feel like family. Get your dream home with Lauren today, you’ll never regret it.

Brock W.

Lauren was truly amazing. She was so so tentative to all our needs and very thorough in making sure we knew what was what every step of the way. She was super professional and so courteous, when we had questions she was punctual in answering them. I couldn't be happier with her and Mortgage Masters. If I ever am in the need of loan assistance again in the future Lauren will be my first and only phone call. I highly recommend her!!
2016-05-09T08:36:15-08:00
Lauren was truly amazing. She was so so tentative to all our needs and very thorough in making sure we knew what was what every step of the way. She was super professional and so courteous, when we had questions she was punctual in answering them. I couldn't be happier with her and Mortgage Masters. If I ever am in the need of loan assistance again in the future Lauren will be my first and only phone call. I highly recommend her!!

Excellent Customer Service

Lauren was always there to help. She kept us informed on Every step. Excellent customer service!

Shelly C. - Post Close Survey

5.0
2020-03-24T12:09:27-08:00

Shelly C. - Post Close Survey

Lauren was always there to help. She kept us informed on Every step. Excellent customer service!

No Problems

Mortgage Master was there every step of the way. We had no problems in any part of the process. If in the future we look for funding we will look there way!!

Brian C. - Post Closing Survey

5.0
2020-03-24T12:21:50-08:00

Brian C. - Post Closing Survey

Mortgage Master was there every step of the way. We had no problems in any part of the process. If in the future we look for funding we will look there way!!

Sheila K.

Through a difficult and complicated loan process Lauren was not only professional and competent but we felt that she was an advocate for our family who would do anything in her power to get us the home we were looking for, including but not limited to working extra hours into the night and weekend and traveling to our home and workplace to take care of any needed tasks. We will whole heartedly recommend Lauren to anyone who is even considering getting a home loan.
2017-02-21T12:43:32-08:00
Through a difficult and complicated loan process Lauren was not only professional and competent but we felt that she was an advocate for our family who would do anything in her power to get us the home we were looking for, including but not limited to working extra hours into the night and weekend and traveling to our home and workplace to take care of any needed tasks. We will whole heartedly recommend Lauren to anyone who is even considering getting a home loan.

Thomas B.

Our loan was smooth and pretty fast. We would refer them to our friends and family.
2018-01-02T15:29:38-08:00
Our loan was smooth and pretty fast. We would refer them to our friends and family.
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