Lauren Sands , MLO-825722

Loan Officer

P. 360-378-0159

C. 360-298-8817

F. 253-234-4181

260 Spring Street, Unit 5
Friday Harbor, WA 98250
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Lauren’s interest in mortgage first began soon after purchasing her own home at the age of 23. On a quest to make financially smart decisions and invest in her future, she studied loan origination and became a licensed loan officer.

Lauren began her career with a top-producing mortgage team out of Portland, Oregon. There, she learned all aspects of mortgage, while her passion for helping people secure a profitable investment continued to grow.

Eight years after purchase, Lauren sold her Oregon home and bought her seven-acre dream property in Friday Harbor on San Juan Island. In her search for a new employer, Lauren joined Mortgage Master Service Corporation for their long-standing reputation in communities throughout the state, along with their wide variety of program offerings, ranging from, Conventional, Jumbo, USDA, VA, and FHA.

Outside of work, Lauren likes to cuddle with her dachshund ‘Otter’ and spend time with her partner Justin, family and friends. She also loves to watch the local southern resident orca whales, read, hike, garden and cook.


People Are Talking.

5 Stars

Alexandra S.

Lauren went above and beyond! Great communication during and after work hours!!! Always professional and will recommend to all my friends!
2016-08-08T09:41:25-08:00
Lauren went above and beyond! Great communication during and after work hours!!! Always professional and will recommend to all my friends!

Christopher H.

I can say for certain that for as stressful as the mortgage process can be, I don't believe I could have had a better guidance counselor through the process. I was constantly educated, coached and comforted through the good and bad parts of the process. I feel like Lauren went above and beyond her duties and was open to answering questions any time of day. She was also nice enough to meet with me and make the document signing process easy to follow and understand. I am forever grateful for her personalized service and passion for getting me a loan that worked for me. The cookies were also a nice touch!
2019-03-04T10:20:53-08:00
I can say for certain that for as stressful as the mortgage process can be, I don't believe I could have had a better guidance counselor through the process. I was constantly educated, coached and comforted through the good and bad parts of the process. I feel like Lauren went above and beyond her duties and was open to answering questions any time of day. She was also nice enough to meet with me and make the document signing process easy to follow and understand. I am forever grateful for her personalized service and passion for getting me a loan that worked for me. The cookies were also a nice touch!

Samuel R.

Lauren was simply awesome. In 12 years of investing in real estate, she is absolutely the best residential mortgage loan officer I have ever dealt with. She knows the product and offers great advice. Every email is returned in a timely manner. Best of all, she closed on time which is rare. I would definitely like to work with Lauren again.
2016-08-15T09:35:41-08:00
Lauren was simply awesome. In 12 years of investing in real estate, she is absolutely the best residential mortgage loan officer I have ever dealt with. She knows the product and offers great advice. Every email is returned in a timely manner. Best of all, she closed on time which is rare. I would definitely like to work with Lauren again.

Juanita M.

Thank you Lauren for walking with us through this whole refinancing! I must say, you made it a very comfortable and smooth process, creating very little stress on us!!!
2015-12-21T12:12:19-08:00
Thank you Lauren for walking with us through this whole refinancing! I must say, you made it a very comfortable and smooth process, creating very little stress on us!!!

Doug H.

I can't imagine a better experience than the one we had with Lauren and Mortgage Master. Thanks so much for guiding us through the process.
2016-09-06T11:35:53-08:00
I can't imagine a better experience than the one we had with Lauren and Mortgage Master. Thanks so much for guiding us through the process.

Elizabeth H.

While attaining our mortgage, we experienced the usual worries and hurdles that a typical couple might encounter. Throughout the process, our relationship with Lauren Sands was critical in our resilience. She saw us as people, was able to offer support at each step by explaining things and helping us overcome setbacks, and was patient with both us and our real estate agent. The others that worked on underwriting, appraisal, and documents were careful and we felt they had our best interest in mind. It has been almost thirty years since we had purchased a house, and we had only bought a home in the city. The special circumstances that come up when buying in the San Juan Islands, and the way that getting a loan has changed over the last few decades, felt a bit daunting to me. I always felt respected by the folks at Mortgage Master and Lauren's humor went a long way when I was tired of being a strong, responsible buyer.
2016-09-06T11:38:57-08:00
While attaining our mortgage, we experienced the usual worries and hurdles that a typical couple might encounter. Throughout the process, our relationship with Lauren Sands was critical in our resilience. She saw us as people, was able to offer support at each step by explaining things and helping us overcome setbacks, and was patient with both us and our real estate agent. The others that worked on underwriting, appraisal, and documents were careful and we felt they had our best interest in mind. It has been almost thirty years since we had purchased a house, and we had only bought a home in the city. The special circumstances that come up when buying in the San Juan Islands, and the way that getting a loan has changed over the last few decades, felt a bit daunting to me. I always felt respected by the folks at Mortgage Master and Lauren's humor went a long way when I was tired of being a strong, responsible buyer.

Dehlenda – Zillow

Lauren is professional, knowledgeable and a pleasure to work with. She guided us step by step through a refi for our Seattle condo and made the whole process smooth and straightforward. I recommend her unequivocally!
2016-01-26T14:50:29-08:00
Lauren is professional, knowledgeable and a pleasure to work with. She guided us step by step through a refi for our Seattle condo and made the whole process smooth and straightforward. I recommend her unequivocally!

Kendra M.

I can't say enough about how great it was to work with Lauren. As a small business owner, it was very hard to find financing. While other loan officers simply told us to come back in a few years, Lauren took the time to ask the right questions and did the extra work to get financing for us. Without Lauren - we wouldn't own a home today! And she was professional, friendly and kept us well informed through the entire process. We owe a huge thanks to Lauren!!
2017-07-06T13:47:08-08:00
I can't say enough about how great it was to work with Lauren. As a small business owner, it was very hard to find financing. While other loan officers simply told us to come back in a few years, Lauren took the time to ask the right questions and did the extra work to get financing for us. Without Lauren - we wouldn't own a home today! And she was professional, friendly and kept us well informed through the entire process. We owe a huge thanks to Lauren!!

Kevin M.

Lauren truly made us feel as though we were the most important people on her calendar. Of course, we know we were one of several parties she was helping at the time, but her service was impeccably prompt, thorough, and personal. We heard of Lauren via personal reference, and will pass her name on to others for sure. Thank you, Lauren!
2017-07-06T13:48:05-08:00
Lauren truly made us feel as though we were the most important people on her calendar. Of course, we know we were one of several parties she was helping at the time, but her service was impeccably prompt, thorough, and personal. We heard of Lauren via personal reference, and will pass her name on to others for sure. Thank you, Lauren!

Scott B.

Lauren is an endless resource of good spirit, positive energy, timely responses, knowledge of her business, and friendliness. Our real estate agent even mentioned how wonderful it was to work with Lauren.
2018-04-26T13:34:38-08:00
Lauren is an endless resource of good spirit, positive energy, timely responses, knowledge of her business, and friendliness. Our real estate agent even mentioned how wonderful it was to work with Lauren.

Rene B.

A big THANK YOU, Lauren for all you did for all of us! Jake and Molly seem so happy and are claiming the house and property as theirs. We want to take you out to dinner sometime soon! I'm sure this would not have happened without you! You are AWESOME! Thanks again.
2016-02-29T10:35:57-08:00
A big THANK YOU, Lauren for all you did for all of us! Jake and Molly seem so happy and are claiming the house and property as theirs. We want to take you out to dinner sometime soon! I'm sure this would not have happened without you! You are AWESOME! Thanks again.

Tammy C.

Lauren has been wonderful and has been patient and taught me about interest rates as well!
2016-09-15T14:11:57-08:00
Lauren has been wonderful and has been patient and taught me about interest rates as well!

Jennifer N.

It was a pleasure to work with Lauren. She is very accommodating and went out of her way to get things done and ensure the process went as smooth as possible.
2016-03-21T09:00:43-08:00
It was a pleasure to work with Lauren. She is very accommodating and went out of her way to get things done and ensure the process went as smooth as possible.

George V.

Our mortgage was anything but routine. Lauren had a solution for every problem that came up throughout the application process. We ended up with a far better mortgage than we thought possible. Couldn't be happier.
2016-09-22T16:10:35-08:00
Our mortgage was anything but routine. Lauren had a solution for every problem that came up throughout the application process. We ended up with a far better mortgage than we thought possible. Couldn't be happier.

Caren P.

Lauren couldn't have made this process any smoother or "friendlier" - from the initial meeting with us (on very short notice), to keeping us informed of the progress, to helping us celebrate when it was all done, to offering to be available afterward to answer any questions. She is terrific.
2017-09-05T09:40:41-08:00
Lauren couldn't have made this process any smoother or "friendlier" - from the initial meeting with us (on very short notice), to keeping us informed of the progress, to helping us celebrate when it was all done, to offering to be available afterward to answer any questions. She is terrific.

Janice E.

This transaction was very complicated and other lenders did not want to touch it but Lauren took it on and got it done.
2017-10-16T10:40:16-08:00
This transaction was very complicated and other lenders did not want to touch it but Lauren took it on and got it done.

Steven C.

At first I felt somewhat uneasy since its a new experience of purchasing a home. But Lauren made me feel totally confident and relaxed, and she soon gained my utmost respect. Lauren made everything so easy for me. It was a total pleasure working with her. What a great professional. She's totally confident in her abilities. Very knowledgeable. I felt very comfortable working with her. She gained my total trust. Thank you Lauren.
2018-06-18T10:19:48-08:00
At first I felt somewhat uneasy since its a new experience of purchasing a home. But Lauren made me feel totally confident and relaxed, and she soon gained my utmost respect. Lauren made everything so easy for me. It was a total pleasure working with her. What a great professional. She's totally confident in her abilities. Very knowledgeable. I felt very comfortable working with her. She gained my total trust. Thank you Lauren.

Tammy C.

Lauren was excellent in every aspect, communication, knowledge and keeping the process smooth. She also went well above and beyond the call of duty signing papers at 9:15 pm!
2016-11-10T12:34:11-08:00
Lauren was excellent in every aspect, communication, knowledge and keeping the process smooth. She also went well above and beyond the call of duty signing papers at 9:15 pm!

Brock W.

Lauren was truly amazing. She was so so tentative to all our needs and very thorough in making sure we knew what was what every step of the way. She was super professional and so courteous, when we had questions she was punctual in answering them. I couldn't be happier with her and Mortgage Masters. If I ever am in the need of loan assistance again in the future Lauren will be my first and only phone call. I highly recommend her!!
2016-05-09T08:36:15-08:00
Lauren was truly amazing. She was so so tentative to all our needs and very thorough in making sure we knew what was what every step of the way. She was super professional and so courteous, when we had questions she was punctual in answering them. I couldn't be happier with her and Mortgage Masters. If I ever am in the need of loan assistance again in the future Lauren will be my first and only phone call. I highly recommend her!!

Sheila K.

Through a difficult and complicated loan process Lauren was not only professional and competent but we felt that she was an advocate for our family who would do anything in her power to get us the home we were looking for, including but not limited to working extra hours into the night and weekend and traveling to our home and workplace to take care of any needed tasks. We will whole heartedly recommend Lauren to anyone who is even considering getting a home loan.
2017-02-21T12:43:32-08:00
Through a difficult and complicated loan process Lauren was not only professional and competent but we felt that she was an advocate for our family who would do anything in her power to get us the home we were looking for, including but not limited to working extra hours into the night and weekend and traveling to our home and workplace to take care of any needed tasks. We will whole heartedly recommend Lauren to anyone who is even considering getting a home loan.

Thomas B.

Our loan was smooth and pretty fast. We would refer them to our friends and family.
2018-01-02T15:29:38-08:00
Our loan was smooth and pretty fast. We would refer them to our friends and family.
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