Puyallup, WA 98372
I believe what makes you successful is to find something you love to do, then offer it to others. I feel fortunate to have found that as a Loan Originator. I began my journey in the mortgage industry in 2004, joining Mortgage Master Service Corporation in 2011. Since then, my business has become nearly 100% return and referral based. For the past two years, I’ve been honored with the Top Producer Award company-wide.
I specialize in Conventional, USDA, FHA and VA. I’m also certified with the Washington State Housing Finance Commission, providing specialty loans such as the 100% Home Advantage program. I truly value my customers and love helping families achieve their dreams of home ownership.
With me, you can expect an authentic experience defined by honesty, integrity, and trust. Whether you’re refinancing an existing mortgage or buying a property for the first time, I’ll provide education on your financing options and guidance throughout the process. My team and I are here to answer all of your questions and provide you with a smooth transaction from beginning to end.
I was born and raised in Western Washington and currently reside on Lake Tapps, which has always been a dream of mine. I think it’s important to have a healthy balance between work and play. I enjoy entertaining family, friends, and horse playing with my two nephews. I also love outdoor sports and activities like volleyball, skiing, and wake boarding.
I hope you’ll give me a call! I’d love to help you with your home financing needs.
People Are Talking.
Melissa P. -Zillow
Tom was so great in making the home buying process simple and easy for us! He was there and answered all of our questions. We are definitely going to use Tom for any future home purchases.
Andrew B. -Yelp
Randilyn W. -Zillow
It took our family far too long to find our forever home with a couple possible duds along the way. Tom worked with us and had our pre-approval ready to go but what we were looking for wasn't on the market. He patiently waited with no pressure on us and the minute we were interested in a property he was there to run through what our payments would look like and get that pre-approval letter ready so we could make an offer. Tom would often get back to me before my realtor or anyone else that I needed information from. His prompt service kept my confidence up and I knew that I could count on him. When we found our home we asked for a really fast closing and wow, Tom worked hard and fast and we were able to get in quicker than we were hoping (even the builder/seller was surprised we could get in so fast). We are now living in our dream home and each figure quoted was spot on. Tom over delivered on all platforms and our family will highly recommend him!
Bill C. -DexKnows
Tom Boltz and I have done business together for quite some time and I highly recommend him as a loan officer. His work ethic, service to our mutual customers and professionalism are all excellent. In addition to being knowledgeable about his own domain he's been a good source of referrals when the occasional request falls outside of his own business model. Perhaps most important to me is how someone responds as the inevitable glitch occurs. Tom steps up to the plate and gets it handled without excuses or complaints. He does a great job, day in and day out, and never takes anyone's ongoing business for granted. As a Realtor needing a solid and dependable team to care for my clients, I could not ask for more in a loan officer.
Brian D. -Zillow
Jeff W. -Facebook
Frank P. -Zillow
Jaclynn G. -Zillow
Tom was truly the best lender we could have lucked out with!! Buying our first home was stressful as it is, but Tom genuinely took the time to walk us through every step of the process!! He was patient, kind and understanding and honestly let us call or text or email him with all and every question we had, anytime!! One thing i greatly appreciated was he never thew everything at us at once, it was truly one step at a time!! As we went thru the process of fixing our credit to then getting pre qualified to finding our dream home, Tom made us feel great throughout the whole process, and confidently took control of everything!! I would highly recommend him to anyone and everyone I can!! And in the future when we have any lending needs we will 100% go back to Tom!!
Lawrence B. -Zillow
Brandi J. -Zillow
Being able to properly articulate the wealth of knowledge & experience that Tom brings to the table is a little difficult. The same came be said for everything that he did behind the scenes for us. His time, energy, attention, willingness and ability to find a way to make what we wanted a reality, is absolutely amazing! Having purchased other homes in the past we knew how difficult home buying can be at times. Tom made this home buying process painless and one of the best home buying experiences we've ever had. Tom by far is a true professional, a master at his craft and someone that my husband and I will be working with for years to come. We can't thank him enough for helping turn our dream into a reality.
Deanna H. -Zillow
Janelle M. -Zillow
Jeff B. -Zillow
Shandon B. -Zillow
Tom and his team knew exactly what items an underwriter may call for and gathered everything from me up front so my process was amazingly smooth and I did not have to gather any more documents other then the normal updated paystubs, bank statements and such for when you are in the middle of a home purchase. I was thrilled with how quickly and how painless my approval process was. Tom and his team had my file approved before we were even fully through the inspection period and they were ready to close way ahead of schedule.
I could not have asked for a Better team to handle my personal home loan.
I have been part of the Real Estate industry for almost 20 years and I know a lot of lenders. Tom Boltz and Mortgage Master are my Top Choice for my personal home loans and for my family. I could not recommend anyone else as highly as I do Tom Boltz and his team. They were professional and genuine!! Communication to myself and all parties involved in the transaction was consistent and thorough.
Thank you Tom Boltz, Nicol & Danielle for everything you did to make this the most AMAZING home purchase experience ever! I really appreciate it!
Dan S. -Zillow
Kellie H. -Zillow
Gary S. -Zillow
Troy G. -Zillow
Jennifer G. -Zillow
Gayann B. -Zillow
Jesse & Randilyn W.
Tyra S. -Zillow
Robert T. -Zillow
Alyssa M. -Zillow
Debbie H. -Zillow
Tom was recommended to me from a friend. I had been trying to refinance my house with another bank and it was taking forever. 7 months to be exact! I was frustrated. I called Thomas on a Friday, 3 1/2 weeks later, I have a check! He contacted me every few days and sent videos of the process as we were going through it. He met me near my home, even though his office is in Puyallup. He was professional and I would highly recommend Thomas Boltz for any mortgage need. He is the best!
Kelly M. -Zillow
Susan G. – Zillow
Bethany R. -Zillow
My Fiance and I started our journey to home ownership about a year ago. That was when I first contacted Tom. We had some work to do on our credit and some other things before we wanted to proceed. Tom answered my numerous questions without any pressure. I checked around and called multiple lenders, but Tom seemed the most interested in helping me as a person, rather than making a quick sale for himself. I felt pushed around by others, but Tom genuinely had my interest at heart. When we were ready to proceed, it was a no-brainer that we would go with Tom. Tom continued to make himself accessible (even on his days off) and always answered questions (I had MANY), within a very short window of time. I was nervous and excited about owning a home and Tom eased all of my anxieties every time. He has all of the knowledge about the market and the process that I could have ever asked for. He is professional, compassionate and I can tell you that nobody will ever work harder to make your dream of home-ownership a reality.
Jeffery B. -Zillow
Tom & Lindsay -Zillow
Tom is awesome at his job! He is very knowledgeable, extremely responsive, and helpful. He gets to know you on a personal level, and he cares about you and your families well-being. He truly wants the best for you, not just a sale. He helped us prepare for our home purchase by improving our score to get the best possible rate for our purchase. He walked us through every step, and helped us make informed decisions in the sale and purchase of our homes. We never had trouble getting in touch with him, and he was in constant contact with our realtor too! He made our same day closing possible with his efficiency.
Celeste S. -Zillow
Kevin S. -Zillow
For any future mortgage business I will definitely use Tom again!
Christopher C. -Zillow
Tom was great, he went above and beyond throughout the whole process and was very straight forward and open with us throughout. I would recommend him to anyone. He helped to get our loan closed in a short time crunch.
Christopher H. -Zillow
We had an amazing process through Thomas and mortgage masters! He made our process simple and easy and extremely understanding any time we had questions!
Barbara B. -Zillow
Tom is great! He worked hard to make sure our first home purchase was as easy and stress free as possible. He was always ready to answer any questions and fast to respond. He was a huge part of our successful purchase and we cant recommend him enough!
Gus H. -Zillow
Tom and his team did a great job and I will definitely recommend him to friends and family. He went above and beyond to work around my schedule and meet at my convenience.
Brian F. -Zillow
What a Great experience we had with Tom Boltz and team!!! From start to finish we were always informed and up to date throughout the process. I would recommend Tom and his team time and time again!!! Thank you for all you've done for our family and helping us close on our DREAM home!!!
Rhonda M. -Zillow
Tom, I can't thank you and your fantastic team enough. You took all the work off my shoulders and made buying my home so easy. The regular updates, what's next videos, and all the extra referrals for my home kept me informed, armed with the knowledge I needed, and put my mind at ease. Thank You!
Ryan R. -Zillow
Took action quickly, solved problems to benefit my interests. Always responded day or night and that’s all I have to say but I have to keep typing to satisfy the character requirements.
Corey S. -Zillow
Step by step was explained to us, specific directions were sent through e-mail and Tom was always there to follow up! Everything was done online including signing papers, which was extremely helpful in saving A LOT of time!!!
Todd R. -Zillow
Tom is our go to guy!
Nicholas M. -Zillow
I cannot say enough about how professional, positive and informative my experience has been. He helped me find the right programs for my recent purchase and also helped with my long term home owner strategy. Having someone in your corner that is concerned about your long term goals is priceless. Highly recommend Thomas and his team.
Tiffani A. -Zillow
I started looking for a new home in April and had a pretty strict deadline of when I needed to close... Working with Tom made it easy to not only get the financial side of things taken care of, but also stress and worry free. It was an easy process, and Tom made sure I understood where all the numbers were coming from and what to expect. I am happy to say I am closing sooner than expected and have a great rate and loan thanks to Tom and Mortgage Masters!
Judie L. -CitySearch
Jeff B. -Zillow
My wife and I were originally referred to Tom by a family friend, and I am so glad they did. Tom is very knowledgeable with the whole home buying process, which for us is very important. Once again, we had many questions for him, and he always answered us quickly and professionally. He helped us during the sale of our current home and in finding our new home. Tom saw this through from start to finish and worked directly with my wife and I, not passing us off to someone else. He has been a pleasure to work with, and would most definitely recommend him to all out there.
Theo H. -Zillow
We are first time home buyer and in our first meeting, Tom explain our situation thoroughly and all the condition that we might foresee in our search of buying our first home. In the process, he always have quick response to our questions, and quick to follow up on the request about how much monthly mortgage on every house that we like, at the end we found the house and Tom can settle all ahead of time and now, we are a home owner, thank you Tom for helping us along the way! We didnt expect that it will be this smooth. It was great to work with you!
Kyle R. -Zillow
I looked around at multiple lenders and ended up going with Tom. Tom came off as the most helpful, knowledgeable, and had enough years under his belt to make me feel comfortable as a first-time home buyer. As it was my first time buying, I had many questions. He was very upfront, didn't hide anything or sneak in cost, was very easy to ask questions to and very easy to reach if I did have any questions. He made sure I got locked in for the best rate, made sure I was in the loop the entire process, and shopped around for the best mortgage insurance. Also sent me to an online home buyers course which opened up some discounts. Being able to contact someone directly and not feel like I'm getting the run around from a bank was important to me and that's what I got. I recommend Tom to anyone. Thanks Tom!
Jennifer W. -Zillow
Thomas is a wonderful and knowledgeable lending agent. He answered any questions I had extremely quick and with a straight forward answer in terms I fully understood. I loved how everything was able to be done electronically and I never had to go to his office. He helped me finance my home years ago in a faster then normal time frame with an excellent loan and really good rate and he was able to help me refinance my rental property with extreme ease, for a really good rate and a loan that had what I wanted in it and not what I didn’t and he was able to get that done in what felt like just a few weeks. Highly recommend him!
Jordan H. -Zillow
It was a great pleasure to work with Tom. He took the time to understand our situation and our desires in terms of the financial details of selling our current home and using the proceeds to help purchase our next home. He broke down all the costs in a way that we could understand, fully transparent, and helped us develop the best plan. He was flexible and always available to answer questions or perform tasks related to our mortgage transactions, even outside of normal office hours.
Tom P. -Zillow
Tom was an absolute pleasure to work with. He listen to what I wanted and helped me get the right loan for that choice. He was always available to answer questions and give insight into the process. He was very straight forward and honest about all the little details.
In a short - He very much OVER DELIVERED!!!!!
Tom @ Mortgage Masters is Great
Hong L. -Zillow
Tom has been an absolute pleasure to work with. He is so accommodating, flexible, and prompt. He has helped me so much in making this process so smooth and easy! I never felt like an inconvenience to him; even with emails and such things at early/late hours. He helped me with purchasing my first home and most recent one. If I ever decide to purchase another home in the future, I will gladly go to Tom again with no hesitation. I 10/10 highly recommend him to everyone! I cannot express how amazing he is!
Amanda B. -Zillow
Quick, easy, friendly!
Tom was amazing through our whole experience and still is! He has made our loan process the least stressful thing about buying a home!! Tom let us know what we needed to do or have ahead of time so everything went quick and smoothly! He responds to your texts, calls and emails within minutes! I would definitely go through tom again or recommend him to someone. In fact I already have referred my sister to him.
Dreams Into Reality
Jeremy K. -Zillow
Jaimie R. -Zillow
When my husband & I first met Tom off a referral from a friend we were skeptical & confused. No knowledge of it was even possible for us to buy our first home & what steps it would take. Tom was so patient & kind every step of the way from the very beginning showing us what would be needed on our end to even start in the right direction! Things actually moved faster than planned and once we were able to actually start the home searching/financing process Tom was quick and efficient! Very knowledgeable & 100% available for even the smallest (silliest) questions! He even put us into contact with the MOST amazing Realtor we have ever met, & are now closing on our first home way sooner than we thought possible!! Thank you Tom (& Dan) we couldn't have done it without you!!
Was a pleasure to work with
Highly recommended Tom and his team
James S. -Zillow
Tom was great to work with!
Tom was very informative. He responded to my questions and concerns promptly and professionally. The total out of pocket was a little less than estimated. Tom was spot on with his estimates. I will be using his services for my next home purchase.
June L. -Zillow
Marqui M. -Zillow
James U. -Zillow
Elizabeth P. -Zillow
Bryan H. -Zillow
Donald R. -Zillow
Ashley W. -Zillow
Best Lender Ever!
Thomas and his team were amazing! They were professional, educational and got everything done super quick. They were a fun group to work with. We ended up closing a week early. :)
Richard G. -Zillow
Mr. Boltz has giving me a amazing experience, he was always there when i had any question. Kind friendly, never mind when I brought the kids. Every step of the way i knew and understood what he showed because he was clear and took me through it step-by-step. If I had to go through this all over again Mr. Boltz would be the person I went through and did it all over again with. I had one of the most amazing experiences. And I want to say thank you for giving my family A place to settle down and grow. Because there's nothing more in life that I would have ever wanted. Mr. Boltz has made my dream become reality. And for that I thank you so much.
Thomas Boltz worked VERY hard to help us get the best loan possible!
Going through the mortgage process reminds me of going to the doctor or dentist for an extensive intervention. It’s necessary, but feels tedious and so invasive! Having said that, Tom was professional, patient and respectful. He explained each step of the process clearly. He was always easy to get in touch with in prompt fashion. We had some special circumstances (a special needs adult son) that put us at a disadvantage to get the optimal loan rate for our project. When our first idea did not work out, Tom went the extra mile to research every option and discovered a little known about loan designed for our specific scenario. This provided the same loan rate as any primary residence purchase, which saved us thousands of dollars! All of us were thrilled! We appreciated, very much, the diligent effort Tom made to explore every possibility!
Tom made the entire process very easy! He is on top of everything for you, very quick with responding to email, text, or phone calls, and puts in the time to make sure you know what you are getting yourself into. I was referred to Tom by a close friend and I would definitely refer Tom to anyone looking into buying a house or any of your home finance needs.
Janet H. -Zillow
NO ONE BETTER THAN TOM BOLTZ!!
I have worked with Tom both professionally and personally. He has been extremely knowledgeable and professional each time I have had the pleasure of working with him. I think this is my 2nd or 3rd time refinancing. He listens to what I need, whether it be cash out, lower rate, and in the last case, he even shortened my term and the payment remained the same. I have referred several people to him on the professional level as well as my family members. Once you experience the pleasure of working with Tom, you will never choose anyone else. He is polite, professional and will ALWAYS do what is best for you at the best deal he can find. Thank you Tom! I look forward to many more years of working with you!!
Dawna B. -Zillow
Every question I had (& I had a lot of them) Tom was always very quick to respond and in signing papers he really accommodated our schedule. Would definitely recommend Tom Boltz for any refinancing needs of anyone I know.
Amber S. – Zillow
Bradley V. -Zillow
Tom was able to work quickly and find a way to get things done nobody else could do. You should at the very least call Tom and find out what is possible.
Jacob B. -Zillow
Just closed on my first house and tom was awesome. Very helpful throughout the whole process. If he wasn't in the office he would still reach out via cellphone to answer any questions. Really made this home buying experience easy and smooth.
Lacey S. -Zillow
This is the second time I have come to Tom for my mortgage. He helped me with my first house 2 years ago, and he helped again this time around with my family so that we could get into something bigger. Tom always goes out of his way to make sure we have everything we need, even if its not in his wheel house he will find the answer. His staff is FANTASTIC as well. Thanks again, Tom, we will be back!!!!!!!
Kari F. -Zillow
Thanks to Mr. Boltz for making everything quick and easy! Very accommodating for my wonky schedule and helping me expedite the process. Extremely helpful explaining everything, very direct with what I could expect and amazingly personable to work with. Mr. Boltz helped me through a re-fi previously and it was no question that I would use him again. Honestly, thank you - and I can't recommend this fellow enough!
Shannon R. -Zillow
I've gotten 3 loans through Tom and he has been consistently great to work with every time. He is great at communicating where we are at in the process and what is coming next. He is friendly and understanding, works hard and appreciates my business. I highly recommend him.
Janai R. -Zillow
Working with Tom was so easy! We just went to see if we were close to being able to buy a house and started the process that day. He was not pushy at all and really listened to our concerns. I'm a bit of a worry wort with lots of questions and he was always available!
Abe H. -Zillow
John A. -Zillow
Tom treated us with the upmost respect and took care of us all the way. We had a difficult Sell/Buy (Texas to Washington).
Tom took the time to understand the difficulties we may experience with an on the road sign/close. With the internet/social network not being reliable he called to inform us of our status and any steps to be completed.
We were able to make this move knowing we were in good hands and to concentrate on the 2382 mile drive to get to our new home.
Tom Boltz, Thank you again.
Crystal V. -Zillow
Crystal from Bonney Lake, WA
Tom is amazing at what he does! He was incredibly helpful the entire time we were searching for a home. Once we did find a home, the loan process was quick and easy. Tom did a fantastic job explaining everything to us and he really listened and responded to all our questions and concerns. He made us feel like we were his number one client. We HIGHLY recommend using Tom Boltz as a loan agent!!!
Gordon A. -Zillow
We've used Tom Boltz many times with our Mortgage needs. Everytime interaction with him has been professional and positive and informative and productive. I would not hesitate to recommend him.
Tammy H. -Zillow
I moved to a new city and had no clue where to start with getting a mortgage or anything. Tom made my journey so much easier by being informed on what type of mortgage is best for me and my family. Before I knew it, I was signing the paperwork and had my home.
Elizabeth A. -Zillow
Christine W. -Zillow
Cassandra M. -Zillow
Tom was exceptional. Friendly, helpful, hardworking, informative. Any questions or concerns I had, Tom was available and willing to explain in detail. As a first time home buyer, it was great to have someone patient and understanding. Tom has a strong work ethic and wonderful personality. I would recommend him to anyone.
Molly B. -Zillow
Brian S. -Zillow
Lauren S. -Zillow
Tom helped me finance the purchase of my first home. I was 23 and had no clues what I was doing. He did a superb job walking me through the process and handling a complication that came up. I highly recommend trusting him with your needs!
Charl M. -Zillow
I have worked with Tom over the years and every time we need a lender I would always call him first. New home or refi has always been an easy process. Never had a worry about getting things done in a timely manner.
Jeffrey K. -Zillow
This is our 2nd time working with Tom. Both experiences have gone extremely smoothly and stress free. He made the process easy, and simple to understand. He was always easy to get a hold of via call/text/email, and made time for us to meet when convenient for us. I would definitely recommend seeing Tom Boltz for any help on your mortgage.
My husband and I are 20 year old full time college students with full time jobs so going into this process we were extremely nervous. Thomas was not only very thorough in explaining everything, he was honest and encouraging. This process has been smooth and not once did we doubt our decision to work with him or the company. If you’re buying a home for the first, second or third time we highly recommend working with them!
Julie N. -Zillow
Tom Boltz is incredible at his job! He is professional, knowledgeable, and friendly. I appreciate his patience with all of my questions and his desire to find the best options for me. I highly recommend Tom!
Luke L. -Zillow
This is the second time we've used Tom at Mortgage Master, and he's been great both times! It always seems like with our luck, we have some strange scenario creep up on us in the buying process, but Tom has always been able to get our unique situations taken care of in a timely manner.
He's always in touch and gives us clear and concise updates on our loan status.
Thank you, Tom B!
Troy K. -Zillow
We had issues getting pre approved with someone else but we went to see Tom and before we left his office that day we were pre approved. Then the process was very painless and easy.
Christopher C. -Zillow
Tom was great, he went above and beyond throughout the whole process and was very straight forward and open with us throughout. I would recommend him to anyone. He helped to get out loan closed in a short time crunch.
Tim M. -Zillow
Thomas provided that professional and personalized loan completion that made a potentially stressful event comfortable. He listens very well, problem solved effectively and delivered on all promises. Top notch team.
I was lucky to be recommended to Tom and his team by my realtor. His team is efficient and they run like a well oiled machine but yet are personable and friendly as you work through the process. I had some situations that weren't unique but not as common and they supported me through those and gave me a great explanations of all my options.
Mat W. -Zillow
Tom has been my broker not once but twice. Purchasing my home and then a refi a few years later. He is very professional and awesome at his job. Not to mention just an easy guy to work with. He went over and above for me both times. My situation was anything but an easy one. I will call on Tom for any of my future mortgage needs. You won't regret having Tom from Mortgage Master help you in your home loan needs.
Garvin M. -Zillow
Helped with three different purchases and was very helpful and always willing to go the extra mile to make sure I got what I needed in a timely maner.
Lacey N. -Zillow
Tom Boltz was the best person for us. He walked us through every step and was encouraging throughout the entire process. He gave suggestions on how to build our credit and stick with us while things were improving. We recommend him to anyone looking for a lender.
Ryan A. -Zillow
When my wife and I decided to purchase a home, a family friend recommended that we stop in at Mortgage Master and speak with Thomas Boltz as a prospective lender. Our first meeting was as much an interview of him as it was going over our finances and establishing our purchasing power. Thomas impressed from the moment we walked through the door and it took only minutes to decide that we wanted him to represent us as our lender in this family milestone purchase. At each step in home purchase process from the offer stage through the loan application and finally closing, Thomas without fail gave us confidence that we had made the right decision.
He always, without exception, responded to our questions quickly and made sure we completely understood what was happening with our loan application each step of the way. When it came time to make an offer he produced our pre-approval letters any time we needed them whether it was late evening or weekends. He always conducted himself with the highest level of professionalism, and was able to take us from offer acceptance to closing within three short weeks.
We will recommend Thomas without reservation to any of our friends contemplating a home purchase!