I only gave you an excellent / very satisfied rating Marilyn because you did not list anything HIGHER, shame on you! The entire Mortgage Masters business process along with your associates Kristina & there was someone else whom I can't find her email if not I'd mention her too, gave excellent very professional service always. The thing I liked is that no matter how confused I got in the process, or how dumb my questions may have been, you all had the patience to take me by the hand and thoroughly explain every detail and to answer whatever questions I had no matter what. I will be forever grateful for all this!! Your hard work and attention to every minute detail made the entire process go off without a hitch, quickly and professionally. You guys are made the experience very enjoyable. Thanks to all your efforts We now have our dream home!!!