Personable and communicative

Gina was great to work with. She was recommended to me by my sister and the process went well. It took a little longer than expected to close but we were informed through the whole process and our lender was thorough and made sure we had all the correct information. I would definitely work with Gina and her team again and would highly recommend them.

Great to work with

My husband and I had a really easy time working with Thomas Matthew Boltz. He made the process of refinancing our home quick and easy. There was a bit of a delay due to the previous mortgage company, but he helped with the entire process.


Tom is beyond wonderful at what he does. I used him twice now for home purchases and I continue to believe that he does his best to inform me of what is happening and what comes next. I didnt feel overwhelmed when he explained things, he also was extremely responsive when I pestered him with questions. Wonderful person and does his job well.

Great fit for first time buyers

Tom took his time to lay out and explain to me the whole process of buying. I never felt in the dark and he was always available to help. The interest rate that I ended up getting was lower than expected and I was also able to close without hardship or issue.

One of the best

He and his team were there from start to finish and after the closing r still with us answering questions and helping with recommendations. I will pass there name on to any one looking for a house

If you want the Best, use Tom Boltz


Treated us with the upmost respect and took care of us all the way. We first used Tom when we had a difficult Buy (Texas to Washington).

Tom took the time to understand the difficulties we may experience with a on the road sign/close. With the internet/social network not being reliable he called to inform us of our status and any steps to be completed.

We were able to make this move knowing we were in good hands and to concentrate on the 2382 mile drive to get to our new home. Then we decided to refinance, again Tom and his staff made it easy, kept to their word, got us the interest rate and closing we wanted. Tom and his staff ALWAYS go up and beyond great customer service!!!!!

Tom Boltz and all your staff thank you again.

A pleasure to work with!

Great communication. Easy process. Will definitely work with again in the future. Tom and Chloe went above and beyond to make sure everything went smoothly.

Highly Recommend

Mike was very attentive to every step in our process. Prompt responses and accurate information are what is important to me and Mike exceeded expectations.

Very Knowledgeable and Responsive

Gina was very knowledgeable about the products, services and process and expertly led me through a cash out refinance in order to purchase vacation property. She is very responsive with communication and just a genuinely nice, pleasant person and one that “knows her stuff.” I highly recommend her and would work with her again in a heartbeat.

Mortgage Refi with Gina Layton

I definitely recommend Using Gina for your home refinance. She worked hard to find the best rate and terms to fit my needs. She was able to accommodate changes I made graciously and made me feel she was earnestly trying to expedite my loan. She maintained excellent communication throughout the process. I am very happy with my new loan. Thank you Gina!