A pleasure to work with!

Great communication. Easy process. Will definitely work with again in the future. Tom and Chloe went above and beyond to make sure everything went smoothly.

Highly Recommend

Mike was very attentive to every step in our process. Prompt responses and accurate information are what is important to me and Mike exceeded expectations.

Very Knowledgeable and Responsive

Gina was very knowledgeable about the products, services and process and expertly led me through a cash out refinance in order to purchase vacation property. She is very responsive with communication and just a genuinely nice, pleasant person and one that “knows her stuff.” I highly recommend her and would work with her again in a heartbeat.

Mortgage Refi with Gina Layton

I definitely recommend Using Gina for your home refinance. She worked hard to find the best rate and terms to fit my needs. She was able to accommodate changes I made graciously and made me feel she was earnestly trying to expedite my loan. She maintained excellent communication throughout the process. I am very happy with my new loan. Thank you Gina!

Very quick, easy, and fair loan.

Thomas was great, no unnecessary hoops. Communication was easy and fast. My house closed pretty quickly, and Thomas and team did a wonderful job getting everything through so quickly. I am a first time home buyer, and I am so glad he made the process easy and clear. And my realtor loved him, haha! The online portal is easy to use, which was a problem I had with some other lenders. I wouldn’t have changed anything.

Fabulous to work with!

This was the first time I’ve worked with Gina but definitely not the last. She was very proactive, knowledgeable, and customer service orientated. She always kept me informed on progress at various stages of the transaction and would highly recommend her to anyone.


From the moment we filled out our initial application for pre approval, Lauren has been on it. She worked weekends and always returned phone calls, texts or emails within minutes…. even when she was on vacation. Lauren truly cares about her clients needs.

A Rockstar!

My situation was complicated and Gina went above and beyond to try to make my refinance happen.

Knowledge of the industry and the process, great communication skills, staying on top of every detail and going above and beyond expectations only partially exemplify how Gina handles a transaction. I highly recommend her and will definitely use her in a heartbeat when the opportunity arises again.

Very Satisfied

Mike was very professional and always responded in a timely manner to any questions we had. Recommended to co-workers and family. His level of service is excellent.

Lauren is the best!

Lauren is a friend and my one and only Loan Officer! She refinanced my old home and when I sold it, helped the buyers with their financing. Most recently she helped me buy my*new* home. It’s always a smooth experience and I highly recommend her!